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Wednesday, 07 January 2009
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Why Arsal Credit Solutions? Print E-mail

Credit Repair Frauds

 

At Arsal Credit Solutions, we pride ourselves in serving our community. We stand behind our words and promises.

    We believe in 'nothing is impossible'. Our expertise has helped consumers with their credit for nearly five years. Items, once thought by our customers, impossible to be removed before the 7-14 years period, have been erased within 2-3 weeks. Our professional advice has helped dozens of people in getting their credit back on track, and taking control of their future.

Federal Trade Commission (FTC):
    Fortunately we have FTC to monitor Credit Repair agencies, running their business fraudulently, luring people with false and baseless guarantees that they can magically make their credit Perfect. Thousands of people have ended up becoming victims of these fraudulent credit repair business, who run their business unethically, proving clients with so called 'shortcuts' and ending up with a complete mess on one's credit report and making it difficult for a legitimate credit repair agency to establish repute. According to FTC, following are the things to look for, in order to identify a fraudulent credit repair agency.

Asking for money upfront:
    This should raise more than a dozen flags if the credit repair agency asks you to pay all the amount upfront before rendering their services.

  • At Arsal Credit Solutions, we will never ask you to pay all of the funds upfront. Instead we will breakdown the payments for you over a period of weeks and even months


Not disclosing your rights:
  
 Consumers have the right to dispute and have all inaccurate items removed from their credit report. Getting Arsal Credit Solutions on your side means that the same procedure will be done in professional way and backed by years of experience.

  • We will tell you your rights upfront and make you aware of complete credit repair process right in the beginning.


'New Identity' as the only Solution:
  
 This is one of the lures that 'Credit Repair' often do to make the process 'simple' and give the consumer a 'shortcut' to the solution of their credit problems. It is illegal to make a new identity fraudulently and the consequences could be devastating.

  • YES ! You try to make a new Social Security and then a new driver's license based on that fake social security, i assure you that trouble will catch up quick


Recognized by FTC:
    FTC does not recognize any business. If one claims that they are recognized by FTC, ask for legal document to backup such claims.

Arsal Credit Solutions ... On Your Side

 
Testimonials
"Thank you very much for prompt service, Your professionalism and eagerness to help me have left a lasting image for your company"-- Name not to be disclosed, Plano,TX

Credit Tips

  • Keep owed amount on the credit card low
  • Never close unused credit cards as a strategy to raise your score
  • Paying off a collection account will not remove it from credit
  • Never dispute an item unless you absolutely know what you are doing. If verified, you may buy another 7-14 years for that item to remain on your credit report
  • Shopping for a new Credit Card?:If APR is too low, this should raise more than a dozen flags. They want to stay in business too. Use "Disclosure Box" to find out "Catches"

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